Capital QS1 opened a month ago and now reporting!

[Anonymous]

I got an alert this morning from My Fico that Experian (which was my lowest score) is now reporting this new account (Cap One QS1) and my scores went up by 28 points!  Now I hope the same happens with EQ and TU!  Did the same thing happen with everyone?  Or did you see only one or two go up and the other one less or non?

[Anonymous]

Hmmm I had Barclays and discover added on last week and lost 4 points. No increase. I'm jealous! Lol

[Anonymous]

Oh equifax lost the 4 points. Trans and experian stayed the same.

[Anonymous]

Congrats on the increase!    I seem to lose points when new accts are added.  Waiting to see what happens when BofA hits.  Simulator says no changes but there always is. 

[Repairman]

---

@Anonymous wrote:

I got an alert this morning from My Fico that Experian (which was my lowest score) is now reporting this new account (Cap One QS1) and my scores went up by 28 points!  Now I hope the same happens with EQ and TU!  Did the same thing happen with everyone?  Or did you see only one or two go up and the other one less or non?

---

I'm hoping the same happens for me. I'm still waiting for my new QS and Venture to report.

[takeshi74]

---

@Anonymous wrote:

Did the same thing happen with everyone?

---

Impact will vary depending one one's existing credit and the details of the new tradeline.  That applies to any creditor, card, etc.

[Anonymous]

It is definitely case by case.  I guess with me the fact that I had thin file six months ago has been one reason why it has increased my scores.  I am not complaining!  I wonder what the scores will do once the 10K Venture card reports.