Capitol One Score Tracker

[bettercreditguy1]

Hey all, to those of you that have a Cap One account, I recently learned that Score Tracker shows the soft pulls on your TU Account. Kind of nice to see who is viewing now and then. Good luck in your credit jouney. The score used is Vantage 3.0

[Anonymous]

Not sure if I agree. Where in Creditwise are you seeing this...? Thanks!

[HeavenOhio]

You can see your soft pulls when you grab your full credit reports from annualcreditreport.com. CreditWise itself doesn't show those pulls.

[Anonymous]

---

@HeavenOhio wrote:

You can see your soft pulls when you grab your full credit reports from annualcreditreport.com. CreditWise itself doesn't show those pulls.

---

+1

[Anonymous]

---

@bettercreditguy1 wrote:

Hey all, to those of you that have a Cap One account, I recently learned that Score Tracker shows the soft pulls on your TU Account. Kind of nice to see who is viewing now and then. Good luck in your credit jouney. The score used is Vantage 3.0

---

Not true in the least.

[MyLoFICO]

Going to have to concur, it doesn't show SP's. I see HP's though. It's almost as useful as Credit Karma.

[bettercreditguy1]

Look under alerts. My recent conversation with one of my credit card issuers showed up there. (In this past week) Good luck.

[Revelate]

---

@bettercreditguy1 wrote:

Look under alerts. My recent conversation with one of my credit card issuers showed up there. (In this past week) Good luck.

---

What in the dispute comments or some personal statement?  It has to actually wind up on the bureaus, if you're talking about an inquiry, it was effectively guarunteed to be a HP in order to show up on Creditwise.

It's basically against the law for a 3rd party to be able see the SP inquiry data, which means absolutely zero third party CMS solutions have access to the data.  The only place to get SP information is from the bureau itself, which means annualcreditreport.com online, or snail mail otherwise... and you, the individual in question, have to request it and you're the only one allowed access to that information.  No creditor or anyone else of any sort.

Creditwise does not show SP's.

[bettercreditguy1]

You are correct, it was my mistake. The account that showed up was a "Hard Pull".

[Anonymous]

SPs are way more common than HPs.  There are reports with hundreds of SPs on them to only a couple of HPs (or no HPs even).