07-14-2007 05:32 PM
07-14-2007 05:40 PM
07-14-2007 05:48 PM
Have you talked to your auto insurance agent? You might be able to bump your current policy up to full coverage for a minimum period (like one month) and then have it revert to liability only afterward. The additional cost charged by your insurance company might be less than getting one-time coverage from the rental company or elsewhere.
07-14-2007 06:10 PM
07-14-2007 06:21 PM
cbjn1103 wrote:Some cc's have rental insurance included when you use their cc to pay for the rental car expense. I know I have read it in some of my cc terms/agreements.If you keep your agreement terms as I do, look back on them and see if they include rental car insurance as a bonus. If you don't still have your cc terms/agreements, you could call your cc issurers and see if they offer it.
07-14-2007 08:30 PM
07-15-2007 06:59 PM
HappyDays wrote:I have a CAP1 and I always use it for car rentals because of the ins. I don't remember how the ins. works but you can call them & ask. When I return the rental I then pay with another lower intrest card.
07-15-2007 07:15 PM
07-15-2007 07:29 PM
Do you have an AMEX? They have a full rental protection plan for just $25 per rental, NOT per day.
Anderson wrote:A bit OT, but definitely within the realm of credit and especially maintaining credit.I need to rent a car next week. I have a truck that I bought new in 1996. I had always carried full insurance on it with all the bells & whistles and when renting cars always declined the extra rental insurance because my truck policy covered the rentals. Last year in an effort to save $$ I dispensed with the full coverage and now have liability coverage only. So, I'm in unfamiliar territory.The rental angency will aggressively pressure me to purchase their insurance, but the cost would double the actual rental rate. I can't afford having an accident and the resultant rental agency expenses that could I could incur.I've found a few online companies that provide Collision Damage Waiver and "Loss of Use" coverage for a reasonable fee, about $9.00 per day. http://www.tripinsurancestore.com/rental-car-insur
ance.shtmlHas anyone used this method? It's much less expensive and I'm inclined to use it.Thanks
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.