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Congrats, OP. Huge milestone.
@Anonymous wrote:
Congrats OP! But I would like to know if the goal of having a LARGE CL is these forums about. I know that I didn't come here to seek advice on how to have a large CL. My goal was HOW to get my FICO score up from low 600s. I took great advice of many contributors and My FICO is at 750 now and I am very appreciative. I must be in the minority to have a CL of ONLY 58k with my last CC TL opened in 2009. I guess I must be old fashioned! LoL.
Very large CLs are a goal for some people on here. Some say it's for utilization concerns (I question some of those claims) and others see it as a way to keep score (with others or themselves) in the credit "game".
I started out wanting to build some basic history, but have since gotten into the "game" of getting cards with travel perks and bonuses. Getting big CLs just for the sake of having them doesn't interest me.
Keep in mind that in an online forum, people are generally visible in proportion to their posting activity. A lot of members may share your priorities - they may just not post very often.
Congrats OP. You're moving far and fast.
Congratulations! Well done!
@Anonymous wrote:
Congrats OP! But I would like to know if the goal of having a LARGE CL is these forums about. I know that I didn't come here to seek advice on how to have a large CL. My goal was HOW to get my FICO score up from low 600s. I took great advice of many contributors and My FICO is at 750 now and I am very appreciative. I must be in the minority to have a CL of ONLY 58k with my last CC TL opened in 2009. I guess I must be old fashioned! LoL.
Well we all have our personal goals for whatever reason(s) we don't share on this forum. I don't know about others, but I know my reason and I can tell you I didn't come here to learn how to acheive a LARGE TCL. Regrdless of what you or others may think, it is something that makes me feel GREAT. I can now look back and measure how far I've come credit wise because I know there was time when cats refuse to let me piss in their litter box.....not anymore if I can help it.
Anyway, thanks EVERYONE!!!
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |