Cell Phone Bill Debt..

[Anonymous]

I have a cell phone debt of $420.00 that showed up on my report. How hard is it to settle for less? If I paid it off how high would my FICO score raise? I am at 597 at the moment..How long will this adverse data be on my report?

[fused]

Hi There! This should answer most of your questions! Great Stuff!

http://ficoforums.myfico.com/fico/board/message?board.id=ficoscoring&thread.id=2654