I recently checked my balance on an old checking account with Washington Mutual, and found a "charge off." Unfortunately, an old check that I wrote was cashed in months later sending it into overdraft. It's been just over 60 days and I didn't know. I tried to fund the account today, but customer service informed me that account has been closed for 5 days. Apparently, I can repay the bank as some kind of notice should come in the mail. However, will this charge off show up on my credit report? If so, what can I do to get it removed?
Any help would be greatly appreciated.