Once a CO, always a CO. Whether paid or unpaid. It is among the reasons I recommend NEVER paying a collection or chargeoff, unless you have to pay it or you get a PFD.
Send a GW letter to both OCs.http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&message.id=5933
SmartCookie wrote:did you tell FCNB in your letter that they are not reporting your payment from last year?
SmartCookie wrote:did you tell FCNB in your letter that they are not reporting your payment from last year?If not, I'd keep it to myself, for now. If you exhaust the GW avenue, and they are adamant they will NOT give you a GW delete, then you may still be able to leverage a delete outta them by catching them in violation for incorrect reporting. But save that for later. For now, just pursue GW and don't point out their reporting is wrong.
ohboy wrote:No i did not state that in the letterO my, I am smiling at that.Will it be that simple?