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07-04-2007 08:11 PM
07-04-2007 08:52 PM
Once a CO, always a CO. Whether paid or unpaid. It is among the reasons I recommend NEVER paying a collection or chargeoff, unless you have to pay it or you get a PFD.
Send a GW letter to both OCs.http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&message.id=5933
07-04-2007 09:11 PM - edited 07-04-2007 09:14 PM
07-04-2007 09:35 PM
07-04-2007 09:36 PM
SmartCookie wrote:did you tell FCNB in your letter that they are not reporting your payment from last year?
07-04-2007 09:44 PM
SmartCookie wrote:did you tell FCNB in your letter that they are not reporting your payment from last year?If not, I'd keep it to myself, for now. If you exhaust the GW avenue, and they are adamant they will NOT give you a GW delete, then you may still be able to leverage a delete outta them by catching them in violation for incorrect reporting. But save that for later. For now, just pursue GW and don't point out their reporting is wrong.
07-04-2007 10:24 PM - edited 07-04-2007 10:24 PM
ohboy wrote:No i did not state that in the letterO my, I am smiling at that.Will it be that simple?
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