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Posts: 20
Registered: ‎07-13-2007
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Chase CLI

I dont know why but Chase stopped doing cli. I have had my card for almost 4 years now and no increase. Currently at 7500 since opening. PIF all the time. Finally when I asked for increase this month, letter says (denied) because they given me the max credit that they can give me for right now. I only have 2 cards for them and the other card has cli of 20000.00. wtf why would it matter... i pay my bills full each month. Instead I started using my other cards now. Any thoughts????
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Posts: 16,382
Registered: ‎03-12-2007
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Re: Chase CLI



Jman wrote:
I dont know why but Chase stopped doing cli. I have had my card for almost 4 years now and no increase. Currently at 7500 since opening. PIF all the time. Finally when I asked for increase this month, letter says (denied) because they given me the max credit that they can give me for right now. I only have 2 cards for them and the other card has cli of 20000.00. wtf why would it matter... i pay my bills full each month. Instead I started using my other cards now. Any thoughts????


If you PIF every time, they don't like it. CCCs have a term for responsible cardmembers like yourself, deadbeats.Smiley Tongue They hate PIFers so they call em this. My wife has had a Chase Plat for almost 15 years and they keep giving here CLIs because she has a bad habit of revolving a balance of about 14% of her CL. Every month she pays a FC and Chase says ching ching!
Credit Profile:
FICO 9: EQ 833 ~ EX 828 ~ TU 824 (07-12-2017)
FICO 8: EQ 830 ~ EX 819 ~ TU 828 (07-12-2017)
FICO 8 Bankcard: EQ 851 ~ EX 849 ~ TU 851 (07-12-2017)
Credit History: 29 years ~ AAoA: 14 years
Total available revolving credit: 157K ~ Cumulative Util: 3% (1 CC reporting a balance)
Inqs: 1 EX (new)
14 Total Accounts on Reports: 9 open, 5 closed. 1 newly opened installment account

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