Cheapest way to see soft pulls?

Anonymous · ‎06-09-2012

Anyone know a CMS that shows soft pulls? More curious than anything else...

(Side note, I currently subscribe to USAA CM and understand there's a method there, and that discussing that method is a violation of this forum's policy.)

pizzadude · ‎06-09-2012

@Anonymous wrote:
Anyone know a CMS that shows soft pulls? More curious than anything else...

(Side note, I currently subscribe to USAA CM and understand there's a method there, and that discussing that method is a violation of this forum's policy.)

I think you have to pull reports directly from the CRAs in order to see soft pulls......

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX

marty56 · ‎06-09-2012

Equifax Gold will give you soft pulls for EQ. It is pricey and the website is slow.

1/25/2021: FICO 850 EQ 848 TU 847 EX

drkaje · ‎06-09-2012

Eq Complete Advantage will let you see soft pulls.

The site runs incredibly slow.

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Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO

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AnaMKMK · ‎06-10-2012

Just pulled my Experian report and was surprised to see all the soft pulls listed... Most of my accounts are with Chase and Amex, and it was interesting to see they frequently pull my report, but make no changes to my account!

pizzadude · ‎06-10-2012

@AnaMKMK wrote:
Just pulled my Experian report and was surprised to see all the soft pulls listed... Most of my accounts are with Chase and Amex, and it was interesting to see they frequently pull my report, but make no changes to my account!

Yeah some creditors like to close a close eye on your accounts and balances ~ AMEX softs me at least once a month.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX

drkaje · ‎06-10-2012

Ex seems pretty popular for soft pulls.

Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO

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marty56 · ‎06-10-2012

GEMB likes to soft a lot also.

1/25/2021: FICO 850 EQ 848 TU 847 EX

Anonymous · ‎06-10-2012

But, at the end of the day, the only real way to see soft pulls is to get a report direct from CRAs, or from AnnualCreditReport.com?

Steelersfan904 · ‎06-11-2012

@Anonymous wrote:
But, at the end of the day, the only real way to see soft pulls is to get a report direct from CRAs, or from AnnualCreditReport.com?

yeah I think so

I just go to EQ Mod Cut. This technique is considered unethical and not allowed to be discussed or advocated. By doing this you are attempting to obtain a service under false pretenses. This thread also talks about the subject.

MarineVietVet, myFICO moderator

Starting Score: 502 5/4/2012
Current Score: 640 08/03/2012
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