myFICO® Forums
Help
cancel
Turn on suggestions
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Showing results for 
Search instead for 
Did you mean: 

Checking myFICO score with a freeze in place

tag
Get Access Now
newportguy
Frequent Contributor
‎08-01-2013 08:52 PM
‎08-01-2013 08:52 PM

Checking myFICO score with a freeze in place

I have a security freeze on all 3 of my reports!  Can i check myFICO Score without lifting my security freeze????

 

 


Current Score: myFico EQ - 794 ( 11/ 29/2012 ) amexFico EX - 787 (10/15/2012) myFico TU - 780 (11/29/2012) Credit Sesame - 809 (02/04/2013) Goal Score * 800 Club *
****** Garden Club Member -- Last HP Jan 3rd 2013 *******
*** Amex - BCP 10 K * PenFed - CR 5 K * Amex - GDSM 5 K *
Discover - IT 5 K ***** NO MORE APPS FOR ME IN 2013 *****
Message 1 of 14
0 Kudos
13 REPLIES 13
thom02099
Valued Contributor
‎08-01-2013 08:59 PM
‎08-01-2013 08:59 PM

Re: Checking myFICO score with a freeze in place

@newportguy wrote:

I have a security freeze on all 3 of my reports!  Can i check myFICO Score without lifting my security freeze????

 

 

Yes.  Freeze has no impact whatsoever on you checking your own score. 

Message 2 of 14
0 Kudos
newportguy
Frequent Contributor
‎08-01-2013 09:03 PM
‎08-01-2013 09:03 PM

Re: Checking myFICO score with a freeze in place

@thom02099 wrote:
@newportguy wrote:

I have a security freeze on all 3 of my reports!  Can i check myFICO Score without lifting my security freeze????

 

 

Yes.  Freeze has no impact whatsoever on you checking your own score. 

Thank You .... The last time i lifted them for no reason then.


Current Score: myFico EQ - 794 ( 11/ 29/2012 ) amexFico EX - 787 (10/15/2012) myFico TU - 780 (11/29/2012) Credit Sesame - 809 (02/04/2013) Goal Score * 800 Club *
****** Garden Club Member -- Last HP Jan 3rd 2013 *******
*** Amex - BCP 10 K * PenFed - CR 5 K * Amex - GDSM 5 K *
Discover - IT 5 K ***** NO MORE APPS FOR ME IN 2013 *****
Message 3 of 14
0 Kudos
thom02099
Valued Contributor
‎08-02-2013 04:25 AM
‎08-02-2013 04:25 AM

Re: Checking myFICO score with a freeze in place

@newportguy wrote:
@thom02099 wrote:
@newportguy wrote:

I have a security freeze on all 3 of my reports!  Can i check myFICO Score without lifting my security freeze????

 

 

Yes.  Freeze has no impact whatsoever on you checking your own score. 

Thank You .... The last time i lifted them for no reason then.

Correct.  Unless you were also applying for new credit at the same time you made your self-inquiry. 

Message 4 of 14
0 Kudos
-Wade-
Valued Contributor
‎08-13-2013 06:23 PM
‎08-13-2013 06:23 PM

Re: Checking myFICO score with a freeze in place

@thom02099 wrote:
@newportguy wrote:
@thom02099 wrote:
@newportguy wrote:

I have a security freeze on all 3 of my reports!  Can i check myFICO Score without lifting my security freeze????

 

 

Yes.  Freeze has no impact whatsoever on you checking your own score. 

Thank You .... The last time i lifted them for no reason then.

Correct.  Unless you were also applying for new credit at the same time you made your self-inquiry. 


In order to get your myFico Experian score you do have to unfreeze your credit file.... I just tried it and i had to unfreeze my file.
"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 5 of 14
0 Kudos
donahue
Valued Member
‎08-13-2013 06:34 PM
‎08-13-2013 06:34 PM

Re: Checking myFICO score with a freeze in place

NO I TRYED THE SAME THING YESTERDAY 

Message 6 of 14
0 Kudos
-Wade-
Valued Contributor
‎08-13-2013 06:40 PM
‎08-13-2013 06:40 PM

Re: Checking myFICO score with a freeze in place

@donahue wrote:

NO I TRYED THE SAME THING YESTERDAY 

So you are saying you didn't have to unfreeze your file???

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 7 of 14
0 Kudos
donahue
Valued Member
‎08-13-2013 07:20 PM
‎08-13-2013 07:20 PM

Re: Checking myFICO score with a freeze in place

no because its $5 to unfreeze   

Message 8 of 14
0 Kudos
donahue
Valued Member
‎08-13-2013 07:24 PM
‎08-13-2013 07:24 PM

Re: Checking myFICO score with a freeze in place

call myfico I think they  able to get your EQ score without it unfreeze but no go for TU/EX

Message 9 of 14
0 Kudos
-Wade-
Valued Contributor
‎08-13-2013 07:26 PM
‎08-13-2013 07:26 PM

Re: Checking myFICO score with a freeze in place

@donahue wrote:

no because its $5 to unfreeze   

Yeah, it cost me $10 to unfreeze mine. But that was the only way i could get myFICO Experian score

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 10 of 14
0 Kudos
† Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.