General Credit Topics

[Sunnybity]

I just got a citi PremierPass offer in the mail.  Any advice or information on this card.  My scores are currently Transunion=647, Equifax=642, Experian=650.  I just paid my balance down so I'm not sure if my scores have been updated as of yet so my scores could report higher later this month.  Any thoughts?  Should I go for it?

[Tuscani]

Call Citi and convert it to the Platinum Select card. The Citi PP (like CAP1) does not report CL and can hurt your scores.

Message Edited by Tuscani on 06-12-2007 01:22 PM

[Sunnybity]

How does that work?  Upon application I inform them that I am interested in another card?  Just like that?  Thanks for the info.

[Tuscani]

Yep... Just call the activation number and say you want to convert to another card. Citi makes it very easy. 

Message Edited by Tuscani on 06-12-2007 01:35 PM

[Sunnybity]

I called the number listed to apply for the card and the system is automated.  So my question is how do I make request to convert card to Platinum Select card. 

[Tuscani]

Hit 0 for an operator, or call 1-800-967-9800