Hi there-
Tried to post this before-didn't do so well in IE-anyway, here's the story:
I called CITI several days ago to request a lower interest rate. I was told that my request could not be granted because my card was scheduled to close at the end of this month. I was asked if I had received a letter, which to date, I have not. I asked why my account was being closed, was put on hold so that the associate could speak with a supervisor. When she came back, she said that he said that the reason was not clear and that a letter would be mailed out to me within 7-10 days. I am assuming that this is due to having a late payment in February of this year, but I haven't had a late payment on this card or any other card in more that 10 years, and I did call to state that the payment would be late and I set up an automatic payment for a week after my initial due date. I never thought that this would be the outcome, I really didn't! I do not have have another card with a high enough available CL for a balance transfer. I thought about perhaps opening an account at a credit union and seeing if I could get a new CC for a BT, but I am not sure if I could get a high enough limit. Or should I just beat them to the punch and close the card myself before the month ends? My current balance on my CITI is $6700, CL is $7500. I have had this card for over 17 years. My Fico scores are still as posted in my siggy.
What should I do?! Any and all help is GREATLY appreciated! I thank you in advance!!!!
Starting Score: 718Sorry!!
Posted this in the wrong place!! I've been away from myFICO too long-I am having too much trouble with this!! 
Could a mod please move this to the right place for me? Thank you so much!!
No problem.
Thank you!!
Hmm...ok...
Getting ready to pull all 3 reports to do just that, IIecs. I am sooo bummed about this. It is one of my oldest cards; I do have other ones to use, however. I'm trying to just stick with my AMEX and sock drawer all the rest, so I won't worry about getting another card. So don't close it, huh? Ok...I'll just let this lame decision stand. What kind of damage will this do to my FICO's? All 3 are in the mid-700's?
Ok. It's not as dire as I thought, I guess...
Just looked at all 3 CR's-nothing new, no lates, 1 inquiry on EQ for AT&T back in February, no inquiries on the other 2. However, I did see that CITI/SHELL has been stalking me once a month for like the last 6 months. I also have a SHELL card, but things are fine there. When I paid CITI late in February, it wasn't 30 days late, but I guess late is late. Oh well...
Thank you very much for your advice! I do not feel so overcome and verklempt now. 
It is just disappointing when I have been trying so hard for what seems like so long to keep everything together.
@honeybrook1 wrote:Ok. It's not as dire as I thought, I guess...
Just looked at all 3 CR's-nothing new, no lates, 1 inquiry on EQ for AT&T back in February, no inquiries on the other 2. However, I did see that CITI/SHELL has been stalking me once a month for like the last 6 months. I also have a SHELL card, but things are fine there. When I paid CITI late in February, it wasn't 30 days late, but I guess late is late. Oh well...
Thank you very much for your advice! I do not feel so overcome and verklempt now.
There is a nice lady in Citibank's Office of the President who might help. Sent you the details in a PM.