myFICO® Forums
Help
cancel
Turn on suggestions
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Showing results for 
Search instead for 
Did you mean: 

Closed Accounts on Reports

tag
Get Access Now
Anonymous
Not applicable
‎03-25-2008 06:03 AM
‎03-25-2008 06:03 AM

Closed Accounts on Reports

How long does a closed credit card acct remain on credit report?  My Equifax does indicate  accounts closed but continues to list them, including previous mortgage, and auto loans.
 
Message 1 of 4
0 Kudos
3 REPLIES 3
MidnightVoice
Super Contributor
‎03-25-2008 06:21 AM
‎03-25-2008 06:21 AM

Re: Closed Accounts on Reports

They normally stay 10 years from the date of closing.
 
And they are a good thing - they keep your average age up.  They count towards age as long as they are there
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Message 2 of 4
0 Kudos
Anonymous
Not applicable
‎03-25-2008 06:25 AM
‎03-25-2008 06:25 AM

Re: Closed Accounts on Reports

I have 34 accts showing on my CR, with only 7 active.  Acct was "flagged" indicating FICO may be hurting due to so many accts.  EQUIFAX: 813
Message 3 of 4
0 Kudos
MidnightVoice
Super Contributor
‎03-25-2008 06:34 AM
‎03-25-2008 06:34 AM

Re: Closed Accounts on Reports

With an 813 it is not hurting very much  Smiley Happy
 
I get rid of a couple of old ones this year  Smiley Happy
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Message 4 of 4
0 Kudos
† Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.