@Veloter wrote:
What do you mean you were "excused"? Usually if you are a co signer, you are just as responsible as the applicant and it would show up on your credit reports. As far as I know, the only way to be excused would be if the loan was paid off.
I think the term usually used is "released." And yes, most lenders will allow a cosigner to be released before the loan is completely paid off if sufficient criteria is met... usually something like the primary signer has made payments for at least a year and can qualify on their own.
But sorry original poster, I have no idea why this is still happening. If it's still updating on TransUnion then I would guess that its an error on the lender's part so you could contact them. I suppose it wouldn't hurt to contact TU about it, too. Sorry I can't offer any more specific advice.
