Re: Collection Deleted, Score Raise

Anonymous · ‎03-03-2008

I joined myFICO just over a month. After purchased my scores, I spent time read and learned a lot from this forum. I used myFICO dispute form to DV an paid $460 collection from Washington Mutual. Lucky me, TU and EQ deleted it. EX's not report that collection.

Thanks all.. ppl who share and continue to share their experties.

Wish to bring all my scores to 700's level within 3,4 months

01/29/08
TU 673 EQ 651 EX 762

03/03/08
TU 708 EQ 668 EX 753

Anonymous · ‎03-03-2008

WTGGGGGGGGGGGGGGGGGGG

Anonymous · ‎03-03-2008

Awesome!!

Let's trade scores.

Anonymous · ‎03-03-2008

Fantastic Livont! Congrats! You are working the system, and the system is working for you.

Anonymous · ‎03-04-2008

Hi there. I'd like to do this with a couple of my husbands collections on his CR. Should I dispute through myfico? Can you give an example of what your DV looked like. I'm just nervous to write something that doesn't make sense!

Anonymous · ‎03-04-2008

Hi helpmyfico

Well, I am not sure that you should write a dispute letter or just use a simple online form through myFICO website. I found it useful to me because I am not good with writing (English is not my primary language). And I don't think that Credit Report Agencies care how good your writing skills are. Here what I did.

Make sure your report is still access able.

Login your myFICO account. Click on the report you wanted to view.

Example: First report should be TransUnion.

You are going to see FICO Score Summary tab (1),

or Understanding Your Score tab (2)

You need to click on Next Steps tab (9)

You'll see "Print Your Report"

Under that you'll see "Find and dispute errors on your report" click on that

Then you have to select what report you wanted to work on.

Follow step by step and instructions. Select items you want to dispute. Choose pre-selected reasons or type in your own explanations.

It will generate a dispute letter. You will have a chance to review it and print it out with address where you should send your dispute letter to. It's so simple and helpful. Hope you can find what you wanted. Good luck.