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Collection-RJM Acquisitions

New Member

Collection-RJM Acquisitions

I  received a letter from RJM regarding a Victoria Secret's account.  The letter states that they are my new Creditors.   The letter states/shows- Date open 7-1994 and Last payment 10-2001.  I do not have record that paid this, but I am very confident that I paid off in 2001 and closed the account; further more, neither of the reporting agencies show this account or charge off from VC or RJM. 
What do you suggest, I do?
 
Thanks
Message 1 of 5
4 REPLIES
Frequent Contributor

Re: Collection-RJM Acquisitions

Send then a DV letter and then let it go. More then likely the SOL for collecting on the debt is near or past its effective date and in a couple months it will fall off your CR entirely.
Message 2 of 5
New Member

Re: Collection-RJM Acquisitions

I am a newbie.. please, tell me what is a  DV letter?
Message 3 of 5
Frequent Contributor

Re: Collection-RJM Acquisitions

Debt Validation letter.
Message 4 of 5
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New Member

Re: Collection-RJM Acquisitions

THANK YOU
Message 5 of 5