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Collection accounts showing past due 120 days

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bellla
New Member

Collection accounts showing past due 120 days

HI...
 
Im new here...just a quick question...I have a few collection accounts that are unpaid but from 2003.
 
They have been bought by collection agencies who now are reporting these accounts as past
 
due  ...some as much as 120+ days...they update monthly as me being late.The original creditors
 
arent on my report.    Two of myfico reports...one from EX and one from EQ are showing past due
 
amounts totalling these collection accounts. My real credit accounts are on time and paid as agreed.
 
 These 2reports are showing 37 late payments on one and 40 late payments on the other. TU is the
 
 only one reports me as no accounts past due and 0 late payments. TU does have the same
 
collection accts but they are listed as collection not open credit accounts.  What would you
 
recommend I do?... If I  can get EX and EQ to report them as TU does...as not "past due" amts but as
 
colleciton accounts...I could live with that. My fico score with TU is 664 and EQ is 605 and EX is 578.
 
 Thats a big difference betwn TU and EX!!
 
 
 
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