Reply
Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007
0

Re: Collection from 3 years ago suddenly appears with different lender :(

Cool. Keep us updated and good luck!
Valued Member
Posts: 44
Registered: ‎03-13-2007
0

Re: Collection from 3 years ago suddenly appears with different lender :(

Do I need to be concerned about the large drop in FAKO score?  How does that affect me?
Moderator Emeritus
Posts: 9,252
Registered: ‎03-19-2007
0

Re: Collection from 3 years ago suddenly appears with different lender :(

[ Edited ]
You don't - it is just that a FAKO (Fake-o)

premierjg wrote:
Do I need to be concerned about the large drop in FAKO score?  How does that affect me?





Message Edited by Timothy on 06-23-2007 09:01 PM
Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007
0

Re: Collection from 3 years ago suddenly appears with different lender :(

FAKO or not... if it fluctuated there probably was something that changed on your reports.
Valued Member
Posts: 44
Registered: ‎03-13-2007
0

Re: Collection from 3 years ago suddenly appears with different lender :(

I have been trying to figure out how this collection suddenly came back on my CR.  The original creditor for this collection is MBNA.  I recently applied and was outright denied for a BofA CC because of a previous default with BofA.  Now I find out that MBNA and BofA are pretty much the same company.  How stupid do I feel for applying for that card?
 
Does this mean I am banned from BofA forever?
New Contributor
Posts: 60
Registered: ‎03-15-2007
0

Re: Collection from 3 years ago suddenly appears with different lender :(

BofA bought MBNA a little while ago.
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.