Re: Collection from 3 years ago suddenly appears with different lender :(
I have been trying to figure out how this collection suddenly came back on my CR. The original creditor for this collection is MBNA. I recently applied and was outright denied for a BofA CC because of a previous default with BofA. Now I find out that MBNA and BofA are pretty much the same company. How stupid do I feel for applying for that card?