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Collection from 3 years ago suddenly appears with different lender :( Please give me suggestions

Moderator Emeritus

Re: Collection from 3 years ago suddenly appears with different lender :(

Cool. Keep us updated and good luck!
Message 11 of 16
Valued Member

Re: Collection from 3 years ago suddenly appears with different lender :(

Do I need to be concerned about the large drop in FAKO score?  How does that affect me?
Message 12 of 16
Moderator Emeritus

Re: Collection from 3 years ago suddenly appears with different lender :(

You don't - it is just that a FAKO (Fake-o)

premierjg wrote:
Do I need to be concerned about the large drop in FAKO score?  How does that affect me?





Message Edited by Timothy on 06-23-2007 09:01 PM
Message 13 of 16
Moderator Emeritus

Re: Collection from 3 years ago suddenly appears with different lender :(

FAKO or not... if it fluctuated there probably was something that changed on your reports.
Message 14 of 16
Valued Member

Re: Collection from 3 years ago suddenly appears with different lender :(

I have been trying to figure out how this collection suddenly came back on my CR.  The original creditor for this collection is MBNA.  I recently applied and was outright denied for a BofA CC because of a previous default with BofA.  Now I find out that MBNA and BofA are pretty much the same company.  How stupid do I feel for applying for that card?
 
Does this mean I am banned from BofA forever?
Message 15 of 16
New Contributor

Re: Collection from 3 years ago suddenly appears with different lender :(

BofA bought MBNA a little while ago.
Message 16 of 16