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Would anyone have an idea of what I should payoff first to help with me qualifying for a FHA Mortgage? I have a Chase card that is closed that went into collections and I owe $2,100 in which I'm on a payment plan of $100.00 a month. The other issue is there are (3) state tax liens that are for unemployment compensation and they total $3,400.
I am trying to increase my FICO score to 620 to qualify for a new mortgage. I am working on fixing some other things on my report to also help with increasing my current score of 565.
Paying tax liens and collections will not improve your FICO scores. Yes, it stinks! The unpaid liens will make it difficult for you to get a mortgage. An unpaid collection might too. Paying the liens and the collection will rid you of bad debt, tho.