Collection question. Can I dispute?

[Anonymous]

Tuscani, they have provided no proof. I officially asked for a bill reprint but the account number on the reprint did not match the account number they say I owe on. The first time they told me about this balance, they told me it was for the Feb. 2005 statement, the reprint they mailed me is Jan. 2006, so I called and they said its for 2006 not 2005 that I owe. Sometime before I received the reprint in the mail, I called about a question I had, the phone call ended up with the rep. offering another reprint (even though I had one on the way I still agreed). I got it in the mail a few days ago and this one DOES have the account number they say I owe them on but they date is April 2007. So I called them back because it made no sense and now I'm waiting on another reprint.

Its all confusing but they still have not sent me any proof.

[Tuscani]

Try contacting Cingular via planetfeedback.com.

[Anonymous]

Thanks Tuscani. I will try talking to a supervisor before I go through that website.

[Tuscani]

Good luck. Keep us updated.

[Anonymous]

I sent a letter to the CA on Monday disputing the debt and they didn't called me once today (they called everyday, more than once a day on some occasions) some I'm assuming they got the letter. I also submitted a complaint against Cingular through planetfeedback.com today so now I wait and see what happens. If I don't get a response from Cingular by the end of next week then I will go through BBB.

[JuliaPR]

Good job. I would report them to ripoffreport.com They are like the BBB, but they are not shy in showing consumer complaints to the public.

[Anonymous]

That's the only thing I don't like about BBB. I will use ripoffreport.com, too.

[Kevin5974]

SOL in California is if they haven't pursued the debt for over 1 year, it's no longer valid. Not only do they have to provide proof now that you owe the money, they have to provide proof they've been attempting to contact you regarding this debt. I would check with your SOL in your home area. I don't know if this law here is the same in every state

[Anonymous]

javi84,

Did you send the letter CMRRR? If not, I would send them a DV letter CMRRR. Gives you proof to beat 'em with should they persist.

Always DV a CA. The law is there to protect you.

http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&message.id=4328

[Anonymous]

Thanks Kevin, I will look into that.