I just recently found out that an account is going to collections. I call the collections agency and I was told that the account is not open as yet. Is there anyway that I can keep this collection from appearing on my credit report?
Thanks, but I tried that and the original creditor told me that it was against the law for them to take back an account after they have forwarded it to a collections agency. I know that this will hurt my score, but I was hoping to get some advice on how I can get around this.
I had a similar situation where my account was sent a ca and I contacted the oc about a week after. The oc took the payment and it was not reported to the cb. I think if an item is sent to a ca and you pay within 30 days they will not report you. At least that is what happened in my case.