07-06-2007 12:53 AM
07-09-2007 03:13 PM
If the collection is paid, then they can legally report it as a paid collection. Paid collections hurt as much as unpaid collections.
If it's from 1999, then dispute it with the CRAs in writing as too old to report.
If you get a call, letter or CRA reporting from a CA regarding this old TL, then DV them.