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@WallyxD wrote:
@GregB wrote:You are making an incorrect conclusion. They DID NOT go to the acr website.
What would make you come to that conclusion? How can the other people responding think that?
They pulled reports through their system, which show as inquiries through each of the CRAs that were used. If they only pulled a report that used EQ data, then it shows an inq on EQ. If they pulled a report that used TU data, then it shows as an inq on TU. If you have inquiries on both, they pulled reports from both.
JM-AM,
Take another look at the post. You know better than this.......
As Guiness mentioned, inquiries weren't mentioned at all, and how I've came to my conclusion was stated above. I wasn't accusing them, I was moreso asking if it could've been possible, because again, we definitely didn't pull her reports, and hadn't for a long time, so to me, it couldn't have been anyone else.
What i would do, I would order 1 of my reports from MyFico!!!! Look it over and see what you can find out.
@WallyxD wrote:
@GregB wrote:You are making an incorrect conclusion. They DID NOT go to the acr website.
What would make you come to that conclusion? How can the other people responding think that?
They pulled reports through their system, which show as inquiries through each of the CRAs that were used. If they only pulled a report that used EQ data, then it shows an inq on EQ. If they pulled a report that used TU data, then it shows as an inq on TU. If you have inquiries on both, they pulled reports from both.
JM-AM,
Take another look at the post. You know better than this.......
As Guiness mentioned, inquiries weren't mentioned at all, and how I've came to my conclusion was stated above. I wasn't accusing them, I was moreso asking if it could've been possible, because again, we definitely didn't pull her reports, and hadn't for a long time, so to me, it couldn't have been anyone else.
Anything is possible but in this case I think improbable. That website is for the consumer, not for business use. If you find out 100% for certain this happened they did a big no no. This is the website the federal government has stated we get our free annual reports from.
My other thought was they mixed up SSN or something like that. It has happend before. Your mom may need to contact them by phone.