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Frequent Contributor
ShiningDown
Posts: 333
Registered: ‎08-12-2011
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Compare creditsesame with experian fico score

Can anyone compare creditsesame with their real experian scores just to see if they are close. My  creditsesame score says 715 but I don't have a real score  from experian to compare it with.

Established Contributor
calihlove75
Posts: 791
Registered: ‎05-16-2012
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Re: Compare creditsesame with experian fico score

My credit sesame score says 733 when I just logged on. My Amex denial on 6/30/12 had my EX Fico at 736.


100% Ficos: EX 762, TU 767, EQ 762 Inquiries last 1 year/6 months: EX-0/0, TU- 0/0, EQ-1/1~ last credit card app 6/24/13- New car loan 3/8/2014
Discover IT $9500~Kohls $1000~Amex BCE $2000~ Walmart Discover $7500~NFCU Signature CashRewards $16,100~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $2500~ Amazon Store $7000~ Fingerhut $1050
Frequent Contributor
ShiningDown
Posts: 333
Registered: ‎08-12-2011
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Re: Compare creditsesame with experian fico score

Thank you, thats good to know.

Frequent Contributor
ShiningDown
Posts: 333
Registered: ‎08-12-2011
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Re: Compare creditsesame with experian fico score

@callhlove   I don't want to give you more home work but have you checked your quizzle score ever?  It is also from experion. My quizzle score is around 3 months old so I have to wait 3 months to update it.   Are quizzle and creditsesame getting their scores from different places?

 

Established Contributor
calihlove75
Posts: 791
Registered: ‎05-16-2012
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Re: Compare creditsesame with experian fico score

I signed up for that about two and half months ago and it had my score at 699 BUT that was when I had a recent collection listed on Experian which has since been removed a month ago. Yes, they would both get their info from Experian.


100% Ficos: EX 762, TU 767, EQ 762 Inquiries last 1 year/6 months: EX-0/0, TU- 0/0, EQ-1/1~ last credit card app 6/24/13- New car loan 3/8/2014
Discover IT $9500~Kohls $1000~Amex BCE $2000~ Walmart Discover $7500~NFCU Signature CashRewards $16,100~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $2500~ Amazon Store $7000~ Fingerhut $1050
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Revelate
Posts: 9,640
Registered: ‎12-30-2011
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Re: Compare creditsesame with experian fico score

CreditSeasame is generally considered to be the best (comparitively speaking) FAKO to judge your EX FICO by, numerous people have reported similar scores between the two; however, this is nowhere close to the case for all people and as a result I wouldn't put too much faith in it.

 

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 673, EQ 8 707, TU 720, EX 702* (09/02/14, EX older)
Goal Score: 700 on EQ '04 (01/01/15)


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Established Contributor
calihlove75
Posts: 791
Registered: ‎05-16-2012
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Re: Compare creditsesame with experian fico score


Revelate wrote:

CreditSeasame is generally considered to be the best (comparitively speaking) FAKO to judge your EX FICO by, numerous people have reported similar scores between the two; however, this is nowhere close to the case for all people and as a result I wouldn't put too much faith in it.

 


In my case, credit sesame is alost identical to my Experian Fico. Now Credit Karma is a whole other story. It is almost 100 points lower than my true Transunion Fico


100% Ficos: EX 762, TU 767, EQ 762 Inquiries last 1 year/6 months: EX-0/0, TU- 0/0, EQ-1/1~ last credit card app 6/24/13- New car loan 3/8/2014
Discover IT $9500~Kohls $1000~Amex BCE $2000~ Walmart Discover $7500~NFCU Signature CashRewards $16,100~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $2500~ Amazon Store $7000~ Fingerhut $1050
Moderator
Revelate
Posts: 9,640
Registered: ‎12-30-2011
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Re: Compare creditsesame with experian fico score

[ Edited ]

calihlove75 wrote:

Revelate wrote:

CreditSeasame is generally considered to be the best (comparitively speaking) FAKO to judge your EX FICO by, numerous people have reported similar scores between the two; however, this is nowhere close to the case for all people and as a result I wouldn't put too much faith in it.

 


In my case, credit sesame is alost identical to my Experian Fico. Now Credit Karma is a whole other story. It is almost 100 points lower than my true Transunion Fico


Yeah, I think I remember people saying that if you had a clean report, that usually they'd be somewhat comparable.  It's when you have random derogs that it loses accuracy.

 

Only even remotely worthwhile score on CK is the VantageScore, but that first Transrisk one, haha.

 

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 673, EQ 8 707, TU 720, EX 702* (09/02/14, EX older)
Goal Score: 700 on EQ '04 (01/01/15)


Take the myFICO Fitness Challenge
Frequent Contributor
OnTheRebound
Posts: 457
Registered: ‎08-05-2009
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Re: Compare creditsesame with experian fico score

[ Edited ]

 

 

Quizzle

 

Your Experian Credit Report:

659
 
 
 
Credit Sesame
Our analysis of your credit
 
 
Credit Score
759
 
ETA: Both reports are pretty much identical
Mine- Citi Diamond Preferred WMC $12K / Citi Double Cash WMC $3.8K / Comenity Total Rewards Visa $2.5K / Citi Home Depot $5K / DW's- I'm AU on most- Amex BCP $12K / Chase Freedom Visa $11014.00 / PenFed Platinum Rewards Visa Signature $6K / Citi Simplicity MC $4.4K / GE Lowes $10K / GE CareCredit $5K
myFico Scores as of 10/03/2014
Equifax 798 / Experian 811 / TransUnion 814
Frequent Contributor
suebee123
Posts: 252
Registered: ‎11-13-2011
0

Re: Compare creditsesame with experian fico score

Credit Sesame says 691, AMX Experian pull is 675.

Current: EQ Fico (700), EX Fico AMX (681) TU Fico Walmart (711) MyFico TU (708) Vantage: TU 803, EX 777, EQ 789
Goal: 700+ across the board.

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