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Frequent Contributor
ShiningDown
Posts: 293
Registered: ‎08-12-2011

Compare creditsesame with experian fico score

Can anyone compare creditsesame with their real experian scores just to see if they are close. My  creditsesame score says 715 but I don't have a real score  from experian to compare it with.



Walmart 671/April
credit sesame 711 AUG / /2012 (Never updated yet)
Quizzle 680 Sept/ /2012 696/March
CK transrisk 665/ MAY (Vantage 733/MAY)
Credit.com 695 / May (vantage 733/May)
Established Contributor
calihlove75
Posts: 712
Registered: ‎05-16-2012

Re: Compare creditsesame with experian fico score

My credit sesame score says 733 when I just logged on. My Amex denial on 6/30/12 had my EX Fico at 736.

100% Ficos: EX 751, TU 731, Walmart TU fico 740, EQ 741
Inquiries last 2 years/1 year/6 months: EX-7/3/0, TU- 11/6/1, EQ-3/1/0~ app free since 11/23/12
Kohls $600~Amex BCE $2000~ Walmart Discover $6000~NFCU Signature CashRewards $9000~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $450~ Amazon Store $7000~ Fingerhut $1350
Frequent Contributor
ShiningDown
Posts: 293
Registered: ‎08-12-2011

Re: Compare creditsesame with experian fico score

Thank you, thats good to know.



Walmart 671/April
credit sesame 711 AUG / /2012 (Never updated yet)
Quizzle 680 Sept/ /2012 696/March
CK transrisk 665/ MAY (Vantage 733/MAY)
Credit.com 695 / May (vantage 733/May)
Frequent Contributor
ShiningDown
Posts: 293
Registered: ‎08-12-2011

Re: Compare creditsesame with experian fico score

@callhlove   I don't want to give you more home work but have you checked your quizzle score ever?  It is also from experion. My quizzle score is around 3 months old so I have to wait 3 months to update it.   Are quizzle and creditsesame getting their scores from different places?

 



Walmart 671/April
credit sesame 711 AUG / /2012 (Never updated yet)
Quizzle 680 Sept/ /2012 696/March
CK transrisk 665/ MAY (Vantage 733/MAY)
Credit.com 695 / May (vantage 733/May)
Established Contributor
calihlove75
Posts: 712
Registered: ‎05-16-2012

Re: Compare creditsesame with experian fico score

I signed up for that about two and half months ago and it had my score at 699 BUT that was when I had a recent collection listed on Experian which has since been removed a month ago. Yes, they would both get their info from Experian.

100% Ficos: EX 751, TU 731, Walmart TU fico 740, EQ 741
Inquiries last 2 years/1 year/6 months: EX-7/3/0, TU- 11/6/1, EQ-3/1/0~ app free since 11/23/12
Kohls $600~Amex BCE $2000~ Walmart Discover $6000~NFCU Signature CashRewards $9000~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $450~ Amazon Store $7000~ Fingerhut $1350
Moderator
Revelate
Posts: 4,257
Registered: ‎12-30-2011

Re: Compare creditsesame with experian fico score

CreditSeasame is generally considered to be the best (comparitively speaking) FAKO to judge your EX FICO by, numerous people have reported similar scores between the two; however, this is nowhere close to the case for all people and as a result I wouldn't put too much faith in it.

 


Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 660, Wally TU 697, EX unknown (05/13/13)
Goal Score: 680 in all three (01/01/14)


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Established Contributor
calihlove75
Posts: 712
Registered: ‎05-16-2012

Re: Compare creditsesame with experian fico score


Revelate wrote:

CreditSeasame is generally considered to be the best (comparitively speaking) FAKO to judge your EX FICO by, numerous people have reported similar scores between the two; however, this is nowhere close to the case for all people and as a result I wouldn't put too much faith in it.

 


In my case, credit sesame is alost identical to my Experian Fico. Now Credit Karma is a whole other story. It is almost 100 points lower than my true Transunion Fico

100% Ficos: EX 751, TU 731, Walmart TU fico 740, EQ 741
Inquiries last 2 years/1 year/6 months: EX-7/3/0, TU- 11/6/1, EQ-3/1/0~ app free since 11/23/12
Kohls $600~Amex BCE $2000~ Walmart Discover $6000~NFCU Signature CashRewards $9000~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $450~ Amazon Store $7000~ Fingerhut $1350
Moderator
Revelate
Posts: 4,257
Registered: ‎12-30-2011

Re: Compare creditsesame with experian fico score

[ Edited ]

calihlove75 wrote:

Revelate wrote:

CreditSeasame is generally considered to be the best (comparitively speaking) FAKO to judge your EX FICO by, numerous people have reported similar scores between the two; however, this is nowhere close to the case for all people and as a result I wouldn't put too much faith in it.

 


In my case, credit sesame is alost identical to my Experian Fico. Now Credit Karma is a whole other story. It is almost 100 points lower than my true Transunion Fico


Yeah, I think I remember people saying that if you had a clean report, that usually they'd be somewhat comparable.  It's when you have random derogs that it loses accuracy.

 

Only even remotely worthwhile score on CK is the VantageScore, but that first Transrisk one, haha.

 


Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 660, Wally TU 697, EX unknown (05/13/13)
Goal Score: 680 in all three (01/01/14)


Take the FICO Fitness Challenge
Frequent Contributor
OnTheRebound
Posts: 345
Registered: ‎08-05-2009

Re: Compare creditsesame with experian fico score

[ Edited ]

 

 

Quizzle

 

Your Experian Credit Report:

659
 
 
 
Credit Sesame
Our analysis of your credit
 
 
Credit Score
759
 
ETA: Both reports are pretty much identical
Regular Contributor
suebee123
Posts: 218
Registered: ‎11-13-2011

Re: Compare creditsesame with experian fico score

Credit Sesame says 691, AMX Experian pull is 675.

Current: EQ Fico (698), EX Fico AMX (675) TU Fico Walmart (709) MyFico TU (708) Vantage: TU 803, EX 777, EQ 789
Goal: 700+ across the board.

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