Valued Contributor
Posts: 2,296
Registered: ‎08-25-2011

Re: Compare creditsesame with experian fico score

My score hasnt updated in months so I have no clue what mine even is lol.

Posts: 12
Registered: ‎09-28-2013

Re: Compare creditsesame with experian fico score

My CreditSesame = 698

My Experian = 711


The truth is out there?

Who's right?

If, of course, Experian is, then where the hell CreditSesame takes that number?

Started with no credit history 10/2012; currently: EX:728, TU:682, EQ:708

Established Contributor
Posts: 679
Registered: ‎07-17-2012

Re: Compare creditsesame with experian fico score

My Credit Sesame score has been in the same range as the Walmart TU score and EQ score from here (before it updated today).  Waiting to see what it is after it updates soon.

EX - 651 (MyFico 06/05/14) TU - 656 (Barclay 07/07/14 ) EQ 04 - 699 (DCU -06/26/14) EQ 08 - 683 (MyFico -06/06/14) 1% Utilization
Community Leader
Valued Contributor
Posts: 1,988
Registered: ‎07-29-2011

Re: Compare creditsesame with experian fico score

Both scores are from the beginning of September:

creditsesame: 750

EX04 FICO (PSECU): 726

EQ:701 TU:745 EX:694
Barclays Arrival $6.5k - BoA Travel Rewards $15k - SDFCU EMV $15k - NFCU goRewards $20k - CSP $5k - Amex ED $19.5k
Established Member
Posts: 36
Registered: ‎10-18-2013

Re: Compare creditsesame with experian fico score

I just had a HUGE spike on CreditSesame, so I pulled my EX FICO. CS says 738, EX FICO is 654, which is where it was when I pulled it earlier in the month. I'm expecting a bump on all my scores in about a week when a new card makes its second report (saw a minor dip on EX/EQ (Chase card) when it first reported, which was expected — currently have 3 INQs on EX and EQ, 1 on TU). CS dive was the biggest (I pulled all my FICOs last month). CK actually jumped last month — no surprise, since TU didn't pull. It reported on the closing date, rather than on the payment date, which took me by surprise, leaving my util about 30% instead of my normally cultivated 7%. I'm curious about this giant spike on CS, as well as the huge disparity between what it's reporting and my actual EX FICO. Also curious to see if it'll remotely accurately reflect the bump I'll see this month once everything reports at 7% util. I'll update this with my findings.

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