09-28-2013 08:12 PM
My CreditSesame = 698
My Experian = 711
The truth is out there?
If, of course, Experian is, then where the hell CreditSesame takes that number?
09-28-2013 08:51 PM
My Credit Sesame score has been in the same range as the Walmart TU score and EQ score from here (before it updated today). Waiting to see what it is after it updates soon.
09-28-2013 11:39 PM
Both scores are from the beginning of September:
EX04 FICO (PSECU): 726
01-04-2014 01:28 PM
I just had a HUGE spike on CreditSesame, so I pulled my EX FICO. CS says 738, EX FICO is 654, which is where it was when I pulled it earlier in the month. I'm expecting a bump on all my scores in about a week when a new card makes its second report (saw a minor dip on EX/EQ (Chase card) when it first reported, which was expected — currently have 3 INQs on EX and EQ, 1 on TU). CS dive was the biggest (I pulled all my FICOs last month). CK actually jumped last month — no surprise, since TU didn't pull. It reported on the closing date, rather than on the payment date, which took me by surprise, leaving my util about 30% instead of my normally cultivated 7%. I'm curious about this giant spike on CS, as well as the huge disparity between what it's reporting and my actual EX FICO. Also curious to see if it'll remotely accurately reflect the bump I'll see this month once everything reports at 7% util. I'll update this with my findings.