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staylorr77 wrote:Hi everyone,I've recently mustered up the courage to face my horrific credit issues. So I've been reading through the posted threads, trying to figure out the best way to tackle my credit issues, but I'm still kind of confused. I have about 8 charge offs, totaling around $30,000. I spoke to a credit counselor who advised me that it's probably best to let them fall off my report, since they're several years old. However, upon closer look, I noticed that a few of them have been sold to collection agencies, and they're showing a date of February 2007! But I know that I stopped paying on them since back in 2002. Can someone please tell me how to clear this up?
@Anonymous wrote:Hi everyone,I've recently mustered up the courage to face my horrific credit issues. So I've been reading through the posted threads, trying to figure out the best way to tackle my credit issues, but I'm still kind of confused. I have about 8 charge offs, totaling around $30,000. I spoke to a credit counselor who advised me that it's probably best to let them fall off my report, since they're several years old. However, upon closer look, I noticed that a few of them have been sold to collection agencies, and they're showing a date of February 2007! But I know that I stopped paying on them since back in 2002. Can someone please tell me how to clear this up?