Confused about response to DV

Anonymous · ‎03-24-2008

I sent a DV to Midland and received a letter today that they have marked the account as "disputed" with the CRAs. So they obviously mistook my DV for a dispute. Do I need to re-send a DV for the whole 30-day validation timeframe, or will I be able to send what I have (the dispute letter) to the CRAs to have the account removed if I don't hear anything further from them? Thanks in advance.

Anonymous · ‎03-24-2008

NO by law they must notify the CRAs that you are disputing the debt with them(the CA).........everything is called a dispute I know it can be confusing! The CA has 30 days from the date that they signed for the DV to answer you.

Anonymous · ‎03-24-2008

cool...the terminology is confusing. thanks

Anonymous · ‎03-24-2008

yup.....I liked to go nuts reading investigation & reinvestigation

i just learned to ignore the word!