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OP, I have removed your duplicate post in the relationships forum. Please do not cross post the same subject matter it leads to confusion. I thank you for your understanding.
If it were me I'd go the Lending Club route and see what they could do for me. Yeah, with a bunch of investment properties I can see having a high DTI ratio if you're only making some not-gigantic percentage over the costs involved.
Doesn't hurt you to ask, give it a shot. FWIW I cherry pick CC consolidation loans almost exclusively as an investor there, and I suspect a lot of others do too, so you can probably get it done if you pass the initial sniff test.
My debt to income ratio now stands at 75% with excellent credit. If I did a consolidation, it would only reduce to 63%. In an consolidation, what does the lender want to see that number reduced too, below 40% or so?? I don't want to attempt it now if it dosen't make sense. The rental homes are definitely weighing me down. Thank you.