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Browse credit cards from a variety of issuers to see if there's a better card for you.
You are entitled to a free copy of your credit report once a year from the following consumer report agencies.
1. The Big 3 - Equifax, Experian and TransUnion
https://www.annualcreditreport.com/cra/index.jsp
https://www.innovis.com/InnovisWeb/pers_orderCreditReportDisabled.html
2. Checking History Reports
https://www.consumerdebit.com/consumerinfo/us/en/freereport.htm
http://www.earlywarning.com/consumer-information.html
http://www.firstdata.com/telecheck/telecheck-request-file-report.htm
https://www.askcertegy.com/FACT.jsp
3. Insurance Reports
http://www.verisk.com/underwriting/how-to-order-your-free-a-plus-loss-history-report.html
https://personalreports.lexisnexis.com/access_your_personal_information.jsp
Personally, I have ordered all except Certegy's Consumer Credit Reports.
I don't write enough checks, so Certegy does not have enough data on me.
I have corrected a few errors on my Equifax, TransUnion and ChexSystems reports.
It's good to keep track of it.