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rbenson11 wrote:I have a an account that has a DOLA of 2001. Its paid in full but has has a late 60 on it.
@Anonymous wrote:
If "Consumer disputes" is still present after the investigation is completed it is no longer being factored in to the FICO scoring.
Exceptions to this are: Utilization, Avg age, Collections and Public Records.
If you did not dispute based on an annual credit report (they get 45 days then) call the CRA up and ask why the late has not been removed yet?
@Anonymous wrote:Yep, I have these too. My issue is though, its on ca accounts and have been there since FEB of this year. Can we have them removed if no one has been able to do anything with it. I have DV some things but haven't heard anything or the credit agencies come back with the ugly word "verified"