07-25-2007 04:39 PM
I have both Clear and Blue.
Clear has a minimum CL of 4K - so if your delta doesn't have at least a 4K CL then you don't even stand a chance.
Blue has a minimum CL of 1K - so you'll likely be able to convert to Blue.
I recently did a conversion...
I started off with a Blue Cash and a Delta Gold. I asked to convert my Delta to a Clear and they said no, but they happily converted it to Blue Cash.
I then had them convert my existing Blue Cash to a Clear!
07-25-2007 05:35 PM
Jamesus81801 wrote:Does anyone know how this process is done, do they check your credit again?I was just approved for Skymiles, haven't even recieved the card yet, but I actually want the Clear, I didn't think I would be approved for it straight up though, given the threads that I had read here.Is it as simple as asking or are they looking for something specific when you request a conversion?
07-25-2007 06:35 PM
07-25-2007 07:20 PM
07-26-2007 04:20 AM
07-26-2007 04:31 AM
To "combine" an amex the easiest way to to go online and reallocate all but $1000 to the card you want to keep then call and cancel the card you don't want, you'll lose $1000 worth of CL this way though.
AMEX really give YOU a line of credit, then allows you to allocate the limits to your cards as you see fit. This is once you have the card that is.
07-26-2007 08:34 AM
07-26-2007 10:32 AM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.