loloswims wrote:Considering the clear has no late, overlimit, annual, balance transfer or cash advance fees I would think it would be harder to get than the blue. It is a matter of risk.
Jamesus81801 wrote:That makes sense to me, I would try for the Blue then... I would ask you this though... I applied and was approved on the 20th, if I wanted to just flat out apply for the Blue now online, would they pull another hard INQ into my credit or would they realize that I had just applied for the other and just use that info again?
For CLIs AMEX generally uses your history with them, so a good payment history could lead to CLI and that could lead to a possible card upgrade all without a HARD Inq.