07-25-2007 11:42 AM
07-25-2007 11:59 AM
You can convert at activation over the phone. Clear huh, nice card! What are your FICO scores? Clear is harder to get than Blue.
Jamesus81801 wrote:Does anyone know how this process is done, do they check your credit again?I was just approved for Skymiles, haven't even recieved the card yet, but I actually want the Clear, I didn't think I would be approved for it straight up though, given the threads that I had read here.Is it as simple as asking or are they looking for something specific when you request a conversion?
07-25-2007 12:02 PM
07-25-2007 12:11 PM
That is a little low for a clear and even a blue. I believe AMEX will not pull another hard inq when you convert. Just ask them if they do, if they say they won't pull another hard inq, then go for it. You have nothing to lose. Check the threads below to see what types scores are needed for a Clear card approval.
Jamesus81801 wrote:Oh I thought Clear was the easier one, that's my concern, they pulled EX and I only have appx. 615 at best right now... If they are checking into my credit again I probably won't bother asking...
07-25-2007 12:33 PM
07-25-2007 02:59 PM - edited 07-25-2007 03:00 PM
Tuscani wrote:Hmmm.. I always thought clear was easier than blue. Maybe not.
07-25-2007 03:59 PM
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO