07-25-2007 11:42 AM
07-25-2007 11:59 AM
You can convert at activation over the phone. Clear huh, nice card! What are your FICO scores? Clear is harder to get than Blue.
Jamesus81801 wrote:Does anyone know how this process is done, do they check your credit again?I was just approved for Skymiles, haven't even recieved the card yet, but I actually want the Clear, I didn't think I would be approved for it straight up though, given the threads that I had read here.Is it as simple as asking or are they looking for something specific when you request a conversion?
07-25-2007 12:02 PM
07-25-2007 12:11 PM
That is a little low for a clear and even a blue. I believe AMEX will not pull another hard inq when you convert. Just ask them if they do, if they say they won't pull another hard inq, then go for it. You have nothing to lose. Check the threads below to see what types scores are needed for a Clear card approval.
Jamesus81801 wrote:Oh I thought Clear was the easier one, that's my concern, they pulled EX and I only have appx. 615 at best right now... If they are checking into my credit again I probably won't bother asking...
07-25-2007 12:33 PM
07-25-2007 02:59 PM - edited 07-25-2007 03:00 PM
Tuscani wrote:Hmmm.. I always thought clear was easier than blue. Maybe not.
07-25-2007 03:59 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.