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Well for me last month I started with a 744 score for Equifax (my highest) At the time my utilization was 2%. I applied for 2 cards that I knew would pull EQ and got both with a average cl of 5000.00 each. After the inquiries and cls hit my score dropped to 709
rifleman wrote:
i noticed a 3 point difference when a new inquiry was added--so if you have 10 inquiries---that's 30 points. other's might have other opinions.
I am curious to--tuscani? How much does one recent inquiry cost you?
rifleman wrote:
wow that's a crazy drop! I wonder how much those new TL's reduced your average account age. That's big hit
How long will it take someone to recover those lost points due to new tradelines such as the ones he mentioned? I myself opened new accounts-3 of them with $10,000 of average new credit. One of them just reported to the CRAs and there does not appear to be a score drop--yet