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johnvic wrote:On my report there is a few credit cards listed that I never had. My assumpiton is that they were "pre-approved". There is no balance on them, which is good because I never used them.They are not listed as a detriment to my fico score but should I try to close them? They are a few years old.I am looking for a mortgage soon, my first, so I want to do the best things for my fico.Thanks!