07-05-2007 08:23 PM
07-05-2007 08:26 PM
07-06-2007 07:07 AM
johnvic wrote:On my report there is a few credit cards listed that I never had. My assumpiton is that they were "pre-approved". There is no balance on them, which is good because I never used them.They are not listed as a detriment to my fico score but should I try to close them? They are a few years old.I am looking for a mortgage soon, my first, so I want to do the best things for my fico.Thanks!
07-06-2007 07:30 AM
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.