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always noticed that looking at one of my indivdual bureau reports, i have 4 lates on 4 student loans showing on CCT in the accounts ever late section. but looking at the actual bureau report shows 8 student loans and 8 lates. 4 of these loans are transferred loans/closed, not sure if that has anything to do with why they dont show on CCT in that accounts ever late section. Anyone have any insight? of course i go by the actual bureau report. Another question. The loans in question have dates of late from April 2010 to July 2010 a period of 4 months. Would they fall off in April or July assuming they fall after 7 years? thx..
@Anonymous wrote:always noticed that looking at one of my indivdual bureau reports, i have 4 lates on 4 student loans showing on CCT in the accounts ever late section. but looking at the actual bureau report shows 8 student loans and 8 lates. 4 of these loans are transferred loans/closed, not sure if that has anything to do with why they dont show on CCT in that accounts ever late section. Anyone have any insight? of course i go by the actual bureau report. Another question. The loans in question have dates of late from April 2010 to July 2010 a period of 4 months. Would they fall off in April or July assuming they fall after 7 years? thx..
I don't know CCT, some third party places discount closed tradelines or in this case potentially transferred duplicates. The actual bureau report is the gold standard regardless.
Yeah, should be excluded; you're my exclusion buddy as the first of my 2010 lates comes off in April/May too, though I'm not totally clean till around October; if those are your only credit problems sounds like you're in for a good year!
ok thx a lot. and yes, that will no doubt have me trending up!!! Experian will be clean. TU will have the 4 transferred/closed showing though. and Equifax will have 1 late i have no idea where it came from. trying to dispute. thx again for the reply.