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Accounts being reported as in credit counseling or a debt management program have no affect whatsoever on your FICO scores, so there should be no change to your scores. What is the status of this account? Is it a charge-off? Are you paying the original creditor? Is there a balance remaining?
jnelliott wrote:
The only bad item on my report is a Credit Card showing that it is being managed by a credit counseling service. I have since stopped using this service and my credit card has taken this off my status. Should I expect a big jump in my credit score(s) when this is reported to the Credit Gods? Was hoping that my credit score might increase. Anyone have experience in this?