Well about three years ago I had several investment properties with tenants who skipped out on their lease within two weeks of each other. This left me with three house payments totaling about $2,500 a month. I also had two car payments, my wife and my own, totaling $1,100 a month. I sustained myself for almost a year on savings but in the meanwhile I lost all rental properties and my wife's car was repossessed. I was 22 years old when I filed BK.
I am currently in school pursuing my Masters and plan to go straight through to get my PhD. That will take another three years and by that time some of those negative will begin to fall off.
I am really trying to make the best of a bad situation but don't know what to do...