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StartingOver10
Posts: 4,404
Registered: ‎03-06-2010
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Re: Credit Karma - Showing 1 account in collections that my actual report doesn't show

The difference in AAoA from CK is they only use open accounts and FICO uses open and closed accounts to calculate AAoA.

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SunriseEarth
Posts: 4,470
Registered: ‎08-12-2013
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Re: Credit Karma - Showing 1 account in collections that my actual report doesn't show


StartingOver10 wrote:

The difference in AAoA from CK is they only use open accounts and FICO uses open and closed accounts to calculate AAoA.


+1


Start: 619 (Wally, 9/2013) | Current: 674 (Wally, 11/8/14), 703 (EQ myFICO 8/13/14)
Care Credit $10200 | JCP $5000 | Walmart Store $5000 | Amazon Store $5000 | AMEX BCE $4500 | Cap 1 QS1 $4000 | AMEX Costco TE $3500 | Macy's Special Events $2900 | Macy's Revolving $2500 | CU Visa $2500 | Sony Card $2500 | Macy's AMEX $1500 | Citi DC WMC $1200 | Merrick $1200 | VS $1150 | Gold Violin $1150 | Target $1000 | ~~Gardening Since 11/14/14
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axnjxn
Posts: 6
Registered: ‎08-02-2013
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Re: Credit Karma - Showing 1 account in collections that my actual report doesn't show

Thanks, StartingOver10, +1. That makes a lot more sense. Funny the CK support guys didn't think of that! I guess that means my TU FICO score will always be higher than the CK FAKO score at least for a while (considering I have a lot of long lasting closed accounts).


Starting Score(8/15/13): 607
Current Score(1/16/14): 658
Goal Score(8/15/14): 750


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