@Revelate wrote:
@jsucool76 wrote:My CK score is the same as my walmart TU08, but I don't know if that just happens to be a coincidence or what.
Coincidence.
We have to keep debunking this over and over
. Transrisk is not developed by FICO, nor is it used by any lender in the known universe. As such, it is of dubious value for an instant in time score, and debatable for tracking purposes either. In my own case my FICO has gone up and CK's been going in the opposite direction over the last six months, which is pretty ridiculous in thinking about it what it could be tracking. Heaven forbid someone actually establish some positive payment history.
I've used their score simulator before for S&Gs, and if you add like 24 months of on time payments your score decreases by like over 9000 points. It's really quite funny. haha.
@jsucool76 wrote:
I've used their score simulator before for S&Gs, and if you add like 24 months of on time payments your score decreases by like over 9000 points. It's really quite funny. haha.
Indeed 
. Every time I've tried that slider it's made zero difference in my score at all or even a slight negative. Maybe their simulator though is accurate for their Transrisk score as mine certainly has been flat over 8ish months; however, it doesn't resemble FICO unless we're all very, very confused on some fundamental FICO things (debatedly possible albeit unlikely).
