Reply
Member
Posts: 6
Registered: ‎06-01-2007
0

Credit Karma bad reporting

Just updated today as I do everday. My score increased by 5 points due to an account being reported as closed.

The only problem is that it isn't closed. I checked the acct. to make sure and sure enough it's good and alive.

Anyone else had this type of problem with them?

Valued Contributor
Posts: 2,168
Registered: ‎09-16-2011
0

Re: Credit Karma bad reporting

[ Edited ]

i have a couple accounts that are closed but being reported with the AF that posted before I closed them, and the AF was credited back to the account after they were closed verify online that both have a zero balance. But perhaps the card companies haven't reported on the accounts since closing its been a couple months at least on them. But other wise all the data is accurate, scores are worthless, thus making card recomendations pointless. But good for getting details like reporting dates and blances for the most part. 

 

pulled my Transunion  Report, both accounts were HSBC accounts one closed before transistion to CapOne and reports zero balance but not closed.  The other closed post transistion, last update 5/11/2012 but reports as currently paid as agreed, no negs on the TL. But $59 balance. On neither account does it list a notation to being closed. I think I am just going to let them sit as is who knows may gain me a few extra months of AAoA at the end of the 10 years reporting, and I don't want the TL to disapear which could happen if I dispute them as both TL's are good no negs, have are older than my current AAoA. The HSBC account is just an orphan I guess, HSBC doesn't own the account it sold it but was allready closed.

 

 

 

 

 

 

 

 

Cards: Chase Southwest 20k & CSP 10k & Freedom 6.6k & Amtrak 4.6k, FNBO DISC 14.9k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 12k Sally Mae5k Sams Club MC 10k, Paypal Extras MC 6k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5k, Walmart 10k, Citi Simplicity 7k, HHonors Gold 1k (moved 5k CL to Simplicity), Discover IT 8.5k and a nice stack of store cards.
Last APP/HP 4/22/2015
Valued Contributor
Posts: 2,111
Registered: ‎07-29-2011
0

Re: Credit Karma bad reporting

Credit Karma pulls from TU.  So it is a reporting issue on your TU report.  I would check your other reports and then contact the lender for fix action.

EX:694 TU:744 EQ:777
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
Member
Posts: 6
Registered: ‎06-01-2007
0

Re: Credit Karma bad reporting

thanx Dave, I'll try that.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.