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Apparently they dont notify of new inquiries anymore either. Apped for something yesterday that pulled TU never got a notice of it.
@Revelate wrote:This is not your UI?
I found it now. It has nothing to do with the drop down. It's on the page itself.
For a free monitoring tool its great. Vantage scores don't do a thing for me. Their rec. I take with a grain of salt.
@HeavenOhio wrote:My UI changed between yesterday and today.
Ah split testing the new UI; other than the awkwardness of learning something new, how does it look and feel compared to the old one which I thought was a little kludgy personally in terms of too many mouse clicks and scrolling to get to where I wanted?
It's really hard to tell because both interfaces aren't available. But I think they've eliminated things. I don't see the old reports, my names, or employment history. And the word "report" doesn't seem to be used at all.
There's a list of accounts like before, but I don't know if the information accompanying the accounts has changed. Payment history only goes back through 2014. I don't know if that's a change or not, but in comparison, freecreditscore.com goes back the full seven years. You also see your score history for the past two months. And you get information on the six credit factors: Credit card use, Payment history, Derogatory marks, Credit age, Total accounts, and Hard inquiries. As far as I can tell, that's about it. Most of the menu items are trying to sell stuff.
I agree. When you begin rebuilding, it is an excellent way to see when certain baddies, charge offs, etc may disappear as well as new good information without spending about $20.00 to get each update. The scores are amusing although they can assist you in "score trending" so that you can see if you are sinking, dog paddling, or swimming to new your new positive goals.
My TU Vantage score on CK has dropped by exactly one point today, from 684 to 683, while my FICO went from 624 to 640. I'm pretty positive that I'll recover that point and more once my next payments post and my Amazon Store Card goes back down below 30% util again.
@Anonymous wrote:My TU Vantage score on CK has dropped by exactly one point today, from 684 to 683, while my FICO went from 624 to 640. I'm pretty positive that I'll recover that point and more once my next payments post and my Amazon Store Card goes back down below 30% util again.
Heh I'm always entertained by VS, though it flatly hates my 10/2015 30D late on TU apparently.
707 -> 747 today with the tax lien getting airstruck from TU... but both my EX/EQ with tax lien are still over 800.
Yeah the UI has changed dramatically and you cant find things like old reports and some of the notifications you used to...