It shows that 7 hard inquiries were removed from my transunion. It has not been 2 years since those inquiries were there how did they even fall off? I also pulled a report from equifax where i can get all three reports in one and it shows my Transunion with 22 inquiries and just a month ago had 29 in there? is this accurate have this happened to anyone?
@alessandrom wrote:It shows that 7 hard inquiries were removed from my transunion. It has not been 2 years since those inquiries were there how did they even fall off? I also pulled a report from equifax where i can get all three reports in one and it shows my Transunion with 22 inquiries and just a month ago had 29 in there? is this accurate have this happened to anyone?
22 vs 29 no big difference. I wouldn't lose sleep over it, just garden until most of them fall off.
Maybe the 7 were older than 2 years and you just hadn't noticed how old they were.
My oldest trade line is not even a year old so it is obvious that these inquiries are only months old. I know that 22 and 29 is not a trip to the moon and will def not loose sleep over it Was just wondering anyone had an idea what might cause this and if they are gone for good? Thanks
@Dustink wrote:
@alessandrom wrote:It shows that 7 hard inquiries were removed from my transunion. It has not been 2 years since those inquiries were there how did they even fall off? I also pulled a report from equifax where i can get all three reports in one and it shows my Transunion with 22 inquiries and just a month ago had 29 in there? is this accurate have this happened to anyone?
22 vs 29 no big difference. I wouldn't lose sleep over it, just garden until most of them fall off.
Maybe the 7 were older than 2 years and you just hadn't noticed how old they were.
Maybe 2 years ago you were declined for some accounts, and now you forgot that you apped.
@alessandrom wrote:It shows that 7 hard inquiries were removed from my transunion. It has not been 2 years since those inquiries were there how did they even fall off? I also pulled a report from equifax where i can get all three reports in one and it shows my Transunion with 22 inquiries and just a month ago had 29 in there? is this accurate have this happened to anyone?
Transunion has been deleting some of my inquiries early, too. One had a date of 10/12/12.
Starting Score: 501
I was talking about this a few days ago, and I was told they start becoming ineffective aroun 90 days and can fall off in 6 months. Of course YMMV, but I thought this was interesting to hear. I've mainly heard that they affect the score for a year, but stay on your report for 2 years.
Over the past couple of weeks more inquiries have been falling off im down to 14 now... Im not mad keep on falling!! hehe def weird though they werent even there for a whole year