02-08-2013 04:10 PM
It shows that 7 hard inquiries were removed from my transunion. It has not been 2 years since those inquiries were there how did they even fall off? I also pulled a report from equifax where i can get all three reports in one and it shows my Transunion with 22 inquiries and just a month ago had 29 in there? is this accurate have this happened to anyone?

02-08-2013 04:16 PM
alessandrom wrote:It shows that 7 hard inquiries were removed from my transunion. It has not been 2 years since those inquiries were there how did they even fall off? I also pulled a report from equifax where i can get all three reports in one and it shows my Transunion with 22 inquiries and just a month ago had 29 in there? is this accurate have this happened to anyone?
22 vs 29 no big difference. I wouldn't lose sleep over it, just garden until most of them fall off.
Maybe the 7 were older than 2 years and you just hadn't noticed how old they were.
02-08-2013 04:23 PM
My oldest trade line is not even a year old so it is obvious that these inquiries are only months old. I know that 22 and 29 is not a trip to the moon and will def not loose sleep over it Was just wondering anyone had an idea what might cause this and if they are gone for good? Thanks
Dustink wrote:
alessandrom wrote:It shows that 7 hard inquiries were removed from my transunion. It has not been 2 years since those inquiries were there how did they even fall off? I also pulled a report from equifax where i can get all three reports in one and it shows my Transunion with 22 inquiries and just a month ago had 29 in there? is this accurate have this happened to anyone?
22 vs 29 no big difference. I wouldn't lose sleep over it, just garden until most of them fall off.
Maybe the 7 were older than 2 years and you just hadn't noticed how old they were.

02-08-2013 04:29 PM
CK dropping INQ's is accurate to the day for me.
GangnamFICO wrote:Because the chicks dig it when I throw down the card to the waiter and...it comes in handy if I'm short on cash until payday and need a short spot. AMEX gets the booty, and that's important when you're a Pirate.
Minor vulgarity edit --Rev
02-08-2013 07:49 PM
Maybe 2 years ago you were declined for some accounts, and now you forgot that you apped.
02-10-2013 06:03 PM
CK shows one of my inquiries falling off today, exactly two years old.
02-28-2013 12:50 PM
alessandrom wrote:It shows that 7 hard inquiries were removed from my transunion. It has not been 2 years since those inquiries were there how did they even fall off? I also pulled a report from equifax where i can get all three reports in one and it shows my Transunion with 22 inquiries and just a month ago had 29 in there? is this accurate have this happened to anyone?
Transunion has been deleting some of my inquiries early, too. One had a date of 10/12/12.
Starting Score: 46403-01-2013 07:15 PM
I was talking about this a few days ago, and I was told they start becoming ineffective aroun 90 days and can fall off in 6 months. Of course YMMV, but I thought this was interesting to hear. I've mainly heard that they affect the score for a year, but stay on your report for 2 years.
03-03-2013 09:18 AM
Over the past couple of weeks more inquiries have been falling off im down to 14 now... Im not mad keep on falling!! hehe def weird though they werent even there for a whole year


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