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Established Member
RJWilson
Posts: 15
Registered: ‎07-15-2007

Credit Line Increase - Enquiry made by Credit Card Company

I increased my limit on my MBNMA credit card but have a now been notified that MBNA have made an enquiry on my credit file which I  did not know they would do - will this affect my credit score ? - is there anything I can do if this causes the score to be lowered ?
 
Thanks
Super Contributor
MidnightVoice
Posts: 8,158
Registered: ‎03-25-2007

Re: Credit Line Increase - Enquiry made by Credit Card Company

Many CCCs do a hard inq if you aslk for a CL increase.  Too many inqs in a year will slightly reduce your score (up to 10%)
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Moderator Emeritus
fused
Posts: 16,243
Registered: ‎03-12-2007

Re: Credit Line Increase - Enquiry made by Credit Card Company



RJWilson wrote:
I increased my limit on my MBNMA credit card but have a now been notified that MBNA have made an enquiry on my credit file which I  did not know they would do - will this affect my credit score ? - is there anything I can do if this causes the score to be lowered ?
 
Thanks


Are you sure this was MBNA and not FIA or BoA? MBNA was taken over by BoA. Some card holders including myself have FIA reporting the TL and not BoA. They never pulled a hard inq when I asked for a CLI. 

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