jimbo831 wrote:Yes, I am 100% sure. If I had a relative that was in the military, USAA would only know if I told them, and they never asked. The message you got is not a denial for no military affiliation. It sounds like you are either under 18, or put in the wrong birthdate so it thought you were under 18. Also, you didn't give ME your birthdate and it isn't MY system. I am in no way affiliated with USAA. If I were you, I would call them to find out what happened, but I would bet money that you put in a birthdate that would indicate you are under 18.
I wasn't blaming you? I was merely asking, because the system denied me at first...
...anyways, the update is that I did call them, and even though I gave them the right birthdate (I'm definitely not 18, or under) the system just choked according to the person I talked to on the phone. They confirmed also that since my father-in-law was military that grants my wife eligibility which passes on to myself, so everything got worked out in the end. Looking forward to setting it up and pulling those reports at a whim. 
delayedinsanity wrote:I just re-read my post and saw where I said "your system". That wasn't intended towards you Jimbo, I just lapsed over into thinking out loud"
No problem. I just thought you might have assumed I was a USAA rep or something. I am sure it seems like it sometimes as much as I pimp out their CMS!
Either way, great news on being eligible for full membership. Now you are eligible for their great insurance rates and awesome credit cards!
Starting Score: FICO: 587 EX, 594 EQ, 632 TU, 2/15/12; USAA FAKO: 525 EX, 541 EQ, 525 TU, 2/15/12
delayedinsanity wrote:I might not qualify due to my loan being private through AES and underwritten by PNC. I'm going to call and ask around though, because while we are managing to afford the payments it's hurting us in other areas and while I refuse to have late payments on my report I am less than enthused about paying back a student loan that didn't even benefit me. Thanks for the lead though, I have heard of IBR in the past and will continue to look for routes that let me make this more manageable!
Was this post meant for a different thread, or does USAA do something student loan related too? If so, that is pretty cool and I didn't realize this.
llecs wrote:The couple-option seems to be trending among CMSs. Just the other day I was alerted by Equifax that they were offering that.
You mentioned "like USAA". I take it you are looking for a family-style daily puller? I haven't kept tabs of who is offering family-like memberships, but daily pullers are limited to USAA, EIDT, AlertPlus, and Amex's Credit Secure. I don't think the latter two offer family memberships. Not sure on the other two.
Man, I sure wish USAA would offer one of these for my wife and I! Although realisitically, $24.50 is still a pretty good price for two people and daily pulls of all three I guess.
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