01-12-2014 05:24 PM - edited 01-12-2014 05:25 PM
SmartCredit hasn't been mentioned much here, but it is pretty great. There is a discounted sign up for premium ($9.99 per month), you get unlimited TU daily pulls that also count towards that thing you can do with your Trans Union hard pulls which can't be mentioned here :-)
01-13-2014 10:30 AM
does anyone have any experience with EIDT? i enrolled last night for the "me + spouse" monthly package. based on the email i got from them this morning, they said they are setting up my account and could take a couple of days before i get my logon credentials. that is fine with me, but can anybody tell me, this package that i signed up for...since is me + spouse..does that mean that the spouse will also get 3 in 1 reports? also, i remember somewhere on the terms on their website that it's a daily pull...1 report every 24 hours...is that correct?
any info regarding this service is appreciated. thanks!
01-20-2014 02:47 PM
I've been using EIDT for a few months now. Its not bad, but far from perfect. The website design kind of sucks, but that should be the least of our worries. I also have the double package. I check mine and my wive's daily. If you try to renew within 24 hours of your previous pull, it will just tell you that you already have the latest one. Score is nowhere near FICO score, but at least you can see activity on your reports. Again, its decent, but far from perfect. For example, sometimes EQ shows all blanks for all accounts and only shows up when I pull a new report the next day. Its a very simple website, but I think its worth the money and until something better for daily pulls comes along, I will continue using EIDT
02-04-2014 12:59 AM - last edited on 02-05-2014 12:11 PM by Shogun
03-09-2014 01:22 PM - last edited on 03-09-2014 02:07 PM by 09Lexie
I've read all your reviews, thank you for what you have done.
Can you please recommend a CMS that is good to check when repairing your credit with the 3 bureaus. I understand that it is best to get 3 in 1 reports without scores and that updates daily but am not sure which CMS is recommended since there are reviews out there that discriminate against some of the CMS as having charge people's credit cards even after cancelling.
Any recommendation you can give will be appreciated. Thank you in advance and if you can the [MOD CUT/EDIT] recommendations that would be great since I don't know how to find your reply if you do.
mod cut- personal information ie email addresses, are not allowed
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO