01-12-2014 05:24 PM - edited 01-12-2014 05:25 PM
SmartCredit hasn't been mentioned much here, but it is pretty great. There is a discounted sign up for premium ($9.99 per month), you get unlimited TU daily pulls that also count towards that thing you can do with your Trans Union hard pulls which can't be mentioned here :-)
01-13-2014 10:30 AM
does anyone have any experience with EIDT? i enrolled last night for the "me + spouse" monthly package. based on the email i got from them this morning, they said they are setting up my account and could take a couple of days before i get my logon credentials. that is fine with me, but can anybody tell me, this package that i signed up for...since is me + spouse..does that mean that the spouse will also get 3 in 1 reports? also, i remember somewhere on the terms on their website that it's a daily pull...1 report every 24 hours...is that correct?
any info regarding this service is appreciated. thanks!
01-20-2014 02:47 PM
I've been using EIDT for a few months now. Its not bad, but far from perfect. The website design kind of sucks, but that should be the least of our worries. I also have the double package. I check mine and my wive's daily. If you try to renew within 24 hours of your previous pull, it will just tell you that you already have the latest one. Score is nowhere near FICO score, but at least you can see activity on your reports. Again, its decent, but far from perfect. For example, sometimes EQ shows all blanks for all accounts and only shows up when I pull a new report the next day. Its a very simple website, but I think its worth the money and until something better for daily pulls comes along, I will continue using EIDT
02-04-2014 12:59 AM - last edited on 02-05-2014 12:11 PM by Shogun
03-09-2014 01:22 PM - last edited on 03-09-2014 02:07 PM by 09Lexie
I've read all your reviews, thank you for what you have done.
Can you please recommend a CMS that is good to check when repairing your credit with the 3 bureaus. I understand that it is best to get 3 in 1 reports without scores and that updates daily but am not sure which CMS is recommended since there are reviews out there that discriminate against some of the CMS as having charge people's credit cards even after cancelling.
Any recommendation you can give will be appreciated. Thank you in advance and if you can the [MOD CUT/EDIT] recommendations that would be great since I don't know how to find your reply if you do.
mod cut- personal information ie email addresses, are not allowed
04-07-2014 03:59 PM
Don't know if anyone mentioned this, but you can't refresh CK daily anymore. It's once a week.
04-11-2014 10:36 AM
I am a newbie been looking where to post this so I am trying this location. I am signed up with scoresense for credit reports and fako score. A few months ago I got my fico scores by signing up elsewhere and watched my score improve I did not get any credit reports!!. Credit has been bad but working on it. I decided to apply for Walmart card just to see if I would be approved I was not. So I requested my credit report from TU. I do not know what happened. This report only shows a little adverse reporting on accounts incollections and 2 judgments. It shows only 3 satisfactory accounts from the same company way back in 2003-05. That is it. There is no comparison of the so called report listed on Scoresense which is supposely my whole report. The tu report is like missing all of my credit accounts that I have which has increased my Fico score. My question is what happened? What report did I get in the mail? Why is my so called tu report online so detailed and lists everthing on scoresense? Any help will be appreciated. Oh if I need to do something about this please tell me what to do.
04-19-2014 01:10 AM - last edited on 05-05-2014 09:22 AM by Revelate
I previously recommended Wells Fargo Identity Theft Protect but I am going to recommend USAA CreditCheck Monitoring Premium instead. For $12.95/month you get Credit Monitoring, Credit Scores/Credit Reports every 30 days. And if you want unlimited daily pulls you can upgrade your account which will only cost $22.94/month. I am unsure if you get daily Credit Score updates, it's a PLUS score but I think so, I will let you know. So far this has been the best looking CMS to me and I've tried Wells Fargo and Identity Guard so far. Identity Guard and Wells do not offer daily puller upgrades at this time.
Edit: took out referral / link tracker --Rev
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