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Valued Member
CrazyScore
Posts: 48
Registered: ‎06-29-2011

Re: Credit Monitoring Service (CMS) Guide

Beginning November 2011 - Amex CreditSecure will raise their monthly fee from $11.99  to $14.99


Starting Score: EQ 606, TU 631
Current Score: EQ 658, TU 674, EX 713 (AMEX pull)
Goal Score: 700


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Moderator Emeritus
fused
Posts: 16,253
Registered: ‎03-12-2007

Re: Credit Monitoring Service (CMS) Guide

I just received an email from Amex informing me that they're raising the monthly fee for their CreditSecure monitoring. The current monthly fee is $21.99 for daily pulls. This November the monthly fee will increase to $24.99.

Credit Cards:
Amex BCP 25K ~ Amex Clear 25K ~ Amex Platinum NPSL ~ Chase Freedom Visa 19.3K ~ CITI Dividend World Mastercard 20.3K ~ FIA Fidelity Investments Platinum Plus Visa 40K ~ First Hawaiian Bank Gold Visa 10K
Valued Member
YZ219
Posts: 50
Registered: ‎09-15-2011

Re: Credit Monitoring Service (CMS) Guide

HI, Im new to all this but after reading a few threads, I signed up for the CCM from USAA.  $12.95 a month for unlimited daily pulls for the 3 CA's.  Plus scores.  I thought that to be a great deal...and you don't have to be a full member.  I also signed up for their checking acct and with partial membership, you can also enjoy the CC's 

 

Hope this helps, prob has already been mentioned.  Any feedback would be great as well. THanks!


Starting Score: 580
Current Score: TU 719 (Barclays Pull 10/18/11) EQ 674 EX 682
Goal Score: 750 Across the Board


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Senior Contributor
laz98
Posts: 4,291
Registered: ‎09-06-2008

Re: Credit Monitoring Service (CMS) Guide


YZ219 wrote:

HI, Im new to all this but after reading a few threads, I signed up for the CCM from USAA.  $12.95 a month for unlimited daily pulls for the 3 CA's.  Plus scores.


just remember that the scores are FAKOs!  :smileyhappy:

Latest scores: Walmart TU: 766. MyFICO TU: ---. DCU EQ: 741. PSECU EX: 756.
Established Member
Gabbysouth
Posts: 18
Registered: ‎08-19-2010

Re: Credit Monitoring Service (CMS) Guide

I just discovered this thread and wanted to add my thanks to ilecs for all of the hard work here!  This is a great tool.

Member
idonthaveone
Posts: 7
Registered: ‎06-23-2009

Re: Credit Monitoring Service (CMS) Guide

Looks like Freescore has changed their offer again? It seems to show $14.95 and I have no clue what the offering is. i.e. just credit score or credit report.

Moderator Emeritus
llecs
Posts: 32,880
Registered: ‎08-04-2007

Re: Credit Monitoring Service (CMS) Guide


idonthaveone wrote:

Looks like Freescore has changed their offer again? It seems to show $14.95 and I have no clue what the offering is. i.e. just credit score or credit report.



Everything is changing...it's tough to keep up. And when they do change, that change is very vague and often misleading. I need to update the thread though. :smileysad:

Senior Contributor
drkaje
Posts: 3,482
Registered: ‎07-25-2008

Re: Credit Monitoring Service (CMS) Guide

[ Edited ]

I'm torn between ScoreWatch and CCT. ScoreWatch is an actual FICO score but seems pretty unreliable for $15/month.

 

USAA has an Ex FAKO for $5.50/month.


Starting Score: 675
Current Score: EX ? FICO, EQ 708 FICO
Goal Score: 776 FICO


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Valued Member
Johnny-Credit
Posts: 60
Registered: ‎08-18-2011

Re: Credit Monitoring Service (CMS) Guide

IIlces

 

AMAZING WORK! Thank you my friend for all of your support on these boards! You have answered many of my questions!

Senior Contributor
Booner72
Posts: 3,889
Registered: ‎05-24-2011

Re: Credit Monitoring Service (CMS) Guide


drkaje wrote:

I'm torn between ScoreWatch and CCT. ScoreWatch is an actual FICO score but seems pretty unreliable for $15/month.

 

USAA has an Ex FAKO for $5.50/month.


I got pretty peeved at Myfico's SW during the screw ups and then the rude CSR's so I canceled.  BIG MISTAKE.  I lost all the reports I had bought.  I have signed up for EQ's Scorewatch, which I read here was virtually the same as myfico scorewatch - but it's 3 bucks a month cheaper. Apparently EQ Scorewatch doesn't do the 7-10 day scorecheck, so the only time I get a score update is if something changes.  :*(

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720

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